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If you're thinking about college, these tips from the Kentucky Higher Education Assistance Authority may help you receive more money to pay for your education.

  • Complete your Free Application for Federal Student Aid (FAFSA) as soon as possible
  • You can file online at
  • Look for local scholarships at your high school or in the local news
  • Talk with your school counselor
  • Talk with a financial aid officer at the school you plan to attend
  • Reduce your student loan costs - only take out loans after you have received all the free aid for which you qualify (grants, scholarships and work-study programs)
  • If you have to take out a loan, federal loans are generally better deals than private loans, but compare interest rates and repayment terms carefully
  • Visit Web sites with free information about financial aid, careers and college opportunities
  • Think "neat and complete" when you fill out applications
  • Make sure you meet all deadlines

For more information visit or